Affordable Housing - One Home at a Time

The Foreclosure Group is a trusted community housing agency that has helped thousands of families achieve and maintain affordable housing.  As trusted professionals who understand the real estate  industry, we serve as your advocate by working directly with, government agencies, law firms, realtors, and lending institutions to assist homebuyers achieve the American dream of homeownership.

Our Mission: To strengthen the Greater Lansing Area Housing Community and serve low- and moderate-income households by developing and maintaining sustainable affordable housing and preparing individuals and families for successful homeownership.
We offer a selection of affordable mortgage products and real estate services that assists homebuyers avoid predatory lending, excessive down payment and closing costs fees.

How We Can Help
Our homeownership services include;

• Down payment Assistance
• Affordable Mortgage Loans
• Home Purchase Program
• Foreclosure Prevention Counseling
• Credit Repair Counseling
• Financial Literacy Education
• Pre-purchase Counseling
• Post-purchase Counseling
• Home Improvement Loans

If you are having trouble making your mortgage payments and are faced with a pending foreclosure, we can help.  We can help you understand your options and create a plan of action. You may do so online, or call 866-931-4202 to speak with a housing counselor.

 

Your lender doesn't want your house, if you are beyond your hardship and can pay your mortgage, you can stop foreclosure today.

We negotiate your settlements for you. Your current level of unsecured debt will be skillfully negotiated for you, and essentially you will end up paying a fraction of the debt. Generally, we reduce your debt by 40-60% of the current total.

Low, affordable monthly payments. We will set you up with an affordable monthly payment, which is determined on a client-by-client basis between you and a counselor at Foreclosure Group Services. Based upon what you are able to pay each month into your settlement account, we can determine how many months you will be part of the program, and ultimately be debt free. Throughout the program, we communicate with your creditors, on your behalf. We assist you when dealing with aggressive, confrontational and abusive creditors or collectors.

Settling of Your Debt. Once you have retained our services, Foreclosure Group Services will commence the Service. Foreclosure Group Services will advise Client of all good faith offers made by creditors and debt collectors, and of their acceptance of any offers made by Foreclosure Group Services. Foreclosure Group Services will not settle any account without any approval of Client, who has absolute discretion to accept or reject any settlement offer. We can only settle a debt once the full funds are available in Clients settlement account.

Once paid, that debt is gone forever.  At that point, the creditor has accepted the payment in full, and you are free of that debt forever. Foreclosure Group Services will diligently continue to work on negotiating all of your debts, until you are finally free from the once overwhelming debt that you started our program with.

We work only for our clients, not for the benefit of the creditors. Becoming debt free is the first step to becoming financially secure, and debt settlement may be your best option.